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Pay-off & Inquiry Systems:
for the Dealer



Vehicle Dealers

PoIS offers two levels of service using a single web portal to connect with many local and national banks, credit unions, and captive lenders:

  • Instant payoff information
  • Gateway for paying off trade-ins
Click here for
PoIS Demo for Dealers

Payoff Amount

How it works now

Dealer Sales/F&I staff looks through the rolodex, finds phone number, calls Lender for payoff amount. If Lender has IVR system, input login data, type 17-digit VIN, plus 1-2 more fields of information. If no IVR system, payoffs only available at certain days/times.

What's wrong with that?

  • All IVR systems are different, and many Lenders don't have one, which can delay deals — too much to manage!
  • Some Lenders quote current payoff, some 3-day payoff, and some will offer the per-diem add-on but most do not — inconsistent data!
  • Inconsistent data = Dealer Sales Manager has to over-allow to cover "payoff issues", which may cost car sales!

PoIS Solution

PoIS is a single web portal for instant payoff information from many local and national banks, credit unions, and captive lenders. Even Lenders without IVR systems! Pay-per-click, or sign up for unlimited access for as little as $49/month.


Payoff Lien

How it works now

Deal is made and funded, now U/C Mgr wants to sell the trade-in. Dealer Accounting staff calls Lender again, confirms amount, and address, mails/couriers a check, and the waiting begins.

What's wrong with that?

  • Multiple calls for the same deal from 2 different Dealer departments — redundant work!
  • Days and costs for shipping payment to out-of-area Lenders — less gross profit!
  • Days and costs for shipping title to Dealer — less gross profit!

PoIS Solution

Single web-based gateway for paying off trade-ins at many local and national banks, credit unions, and captive lenders using ACH funds transfer. PoIS provides a fast, easy way to use existing transactions (from Payoff Amount process), and pay the Lender with a single mouse click. PoIS even prints a courier label for the Lender to use to overnight the title to your Dealership.